Insert Rants Here!!!

[MC]

Here is a new thread idea I had...you can rant, vent, bitch, complain or whatever you want to call it here. You don't even have to formulate a huge post, just drop a 1 liner and let us fill in the blanks.

I think I'll probably end up dominating this thread...hope y'all can give me some competition.

Added---
This is a thought provoking thread, this was my intention and why I put it here on TB. Having opinions and thoughts out there in a public forum can be a double edged sword if moderators loose control. Remember we all are entitled to our opinions and while healthy debate is welcomed here we won't allow any bashing or anything that makes our valued members become uncomfortable. Let's keep it civil and productive so we can keep this thread open and learn from each others thoughts.

I use bad language when I'm passionate about something, so I can label the thread NSFW if requested. I know many are concerned with reading vulgarity at work.

[MC]

I hate the fact that living in Buffalo, I need to be part of the broad pool of NY taxpayers that are stuck paying for things like government assistance for New York City and their vast population. It's shitty how smaller cities around a HUGE city are stuck absorbing the costs of things like government assistance for the bigger population of leeches. If a city is that big, it should be run as a separate entity with its own funding. Don't go tapping into a pool of funds of which you draw more than you contribute. This is just like what we are seeing with social security, it's a system that CANNOT work and it's not fair.

This is directed at those who get food stamps, free health care and other government hand outs by abusing the system. Why should the working class have to pay for those capable of working in the first place? Get a FUCKING job you goddamn pieces of shit. Unless you have a mental illness or have another condition where you truly can't earn a living you don't deserve SHIT and should work like the rest of us! There MUST be new strict laws for people getting assistance, and a segmentation of areas with swamping populations. I am sick of paying one of the largest state tax %'s only to see all that money go to NYC. I pay enough I should not have to bash the shit out of my car on fucking potholes in the summer months. Winter and plowing is over, fix the goddamn roads already. Or did all that money go to a heroin junky from NYC? I realize it's hard to find work as a junky...maybe they do deserve free money from my work and taxes?

Bottom line, it's not the governments job to support us. If you're able to work get off your ass and work. If you really can't work, we do have enough workers/taxpayers to help those that really deserve and need it. We as Americans can help those that need assistance through our taxes. But the abuse and lack of thought from agencies giving people handouts that don't need the help has got to stop.

[MC]

Why not tax those with gas guzzlers more so those of us that made responsible decisions on vehicles aren't penalized?

It's easy to tell who has a guzzler, they have like 20 gallon tanks compared to a smaller cars 10-12 gallons. If you fill up over say maybe 15 gallons, you get a guzzler tax added right there at the pump. That tax then goes to a fund which could be used at a later date. It could be used for example to help offset damages the guzzlers caused by depleting the worlds fossil fuels.

It's time for people to be responsible and reasonable. I'm far from a tree hugging hippy but there's no need for a vehicle getting 10MPG. If you insist on getting that guzzler please shut the fuck up about gas prices.

NOTE: This tax is NOT to go to the oil companies! Not a single portion goes to them, they already make enough goddamn money and have our pants at our ankles. LOL

[MC]

OK lets start this one off right quick. Why the hell do consumers need revolving credit??? There is NO need for a consumer to borrow money other than a big purchase (house or car). Credit was created to help businesses grow at a quicker rate than possible with cash alone. This makes sense and can be good for the economy. They are using that money to try and make more money and fuel growth. Joe consumer is using his credit to buy a LCD and home theater on a house that he will be foreclosed on when his ARM adjusts. There is no growth potential other than defaults when you talk about consumer credit.

OK now add to this fractional lending. Again a good premise when used for businesses and when used in moderation responsibly. When you keep lowering the amount banks need to have in reserve in relation to how much of their own money they can print you have a HUGE issue. On top of that they can now print their own money and provide consumers a method of over extending. Card companies hand out cards like water with no concerns as to consequence. Why not, well for one they only back 10% of what they lend so they have VERY limited risk. The 2nd part burns my ass even worse, the government will step in and save failing companies like banks and airlines. And why not, the government is printing their own money supply as well right? So we have 2 sources of insta-flation. Don't anybody go stealing my word...you can have stagflation but insta-flation is mine! But think about it, you have now 2 chains of instant inflation with very little governing nor any concern for the future.

So we have 2 HUGE sources of insta-flation, with no thought or concerns as to who they lend to. No consequence for defaults or bankruptcy, since they always get bailed out. No consequence for the crooked CEO's that caused the bullshit, in fact they walk with many millions of severance pay.

OK so consumers share some of the blame as they had to know what they were borrowing was something they couldn't afford. But there is no consequence to them really either. There is no repo guys taking their kids bikes and the grill they charged and what not. In the old days, you didn't pay up they came and took your shit. So maybe consumer lending could be ok, or at least less damaging if there was consequence.

Bottom line this world needs more ACCOUNTABILITY! Everyone does irresponsible shit and gets off easy or with sometimes no punishment or consequence. Lenders, governments, consumers...there is no trojan horse here. We all know the effects of what we do as consumers, CEO's know what they are doing, President...we'll maybe he dosen't know shit but his cabinet of advisor's does. LOL


Don't let the government or lenders pull the wool over your eyes. They are in the belly of this horse handing out credit cards and loans. They are inflating the money supply beyond that which is healthy. They are tricking you into thinking you NEED everything you see on tv. They have enabled you to live beyond your means. They are ruining this country, if not the worlds financial future and economy. If they can't be stopped or held accountable it's OUR job as consumers to remove our heads from our asses do the right thing. If you can't afford to pay for it RIGHT now, you can't afford it. If you don't need it, don't buy it. It sounds so simple, but the ads and brainwashing that goes on makes people really throw logic to the curb and go with artificial impulses.

Where are my independent thinkers? Join me in giving logic and common sense some legs, let's return these traits to our people. (that's me with my ipod on...I paid cash and got a modest model)

Cost of the 2008 economic stimulus package = insta-flation of < $196 BILLION
Cost of hosting this forum = $50 per month.
Being able to voice my opinion = Priceless
For everything else there's common sense.

[Arthur626]

I really hope the fed increases the rate this week and finally starts supporting the dollar and starts curbing inflation. They have lowered rates to help out the banks and try and spur productivity. All they have done in my opinion is put more of a burden on the ordinary citizens who go to work everyday and try and make ends meet. Inflation is rediculous... Even if they won't admit it energy is up food is up to rediculous levels why? To bail out the banks and save them from their bad decisions. I say screw the banks let the chips fall where they may... They screwed up and I am tired of picking up the tab. Consumer spending and a stronger dollar is the only way out of this fiasco. With inflation so high that all most people can do is afford energy and food this is never going to happen. So quit punishing the working class by taking every dollar they make to pay for the banks screw ups. End of rant!!

[MC]

Art, my question then is how are we really paying for inflation as consumers? And have we even begun to scratch the surface of what's to come without major reform? What's the broad impact all this fiat currency will have when it all comes crumbling down.

My feelings are we haven't even begun to pay for the fuckups of our past and present elected government officials. The food, gas prices and overall cost of living is high but not insane yet. As they devalue the USD, and jobs become more and more scarce thanks to outsourcing the bear trap will spring shut severing our ability to live even moderately comfortable lives. We will go from the average American living well BEYOND their means, to people not even having any means to live within perhaps?

[MC]

YouTube - George Carlin on "the American Dream"

One of the all time greats at ranting with purpose. One of my fallen heroes. RIP!
What he did for free speech will never be forgotten.

[cire2222]

just got done watching just about every youtube clip of carlin i could find. Boy i am going to miss him. One of the few guys to stand up and tell the truth and it took comedy for it to be allowed. R.I.P Mr. Carlin